Vinit Jhala.

FCCA · Finnacc · practising since 2006

Practice-grade AI tools, built by a practising accountant.

I design and ship software for accounting practices — an advisory platform, bookkeeping, VAT and Making Tax Digital, practice management, and the back-office automation that runs quietly underneath. And I help other UK firms put AI to work without losing control of it.

Get in touch See what I've built
The build, so far Period ended 15/09/2026
Build period115 days
Live products shipped7
Building nowcisinvo · AVA
Automations running7
Transactions processed37,500+
Auto-categorised~73%

How this began · 23/05/2026

I'm a chartered certified accountant, not a developer. I've run Finnacc since 2006, and for most of that time software was something I bought — never something I made.

That changed on 23 May 2026, when I sat down to learn how to build software with AI. The rule I set myself was simple: solve a real problem in our practice first, then see whether it could help other firms too. Nearly four months later, everything below is the result.

I'm still very much learning. Plenty of what's here is early, there's far more in the pipeline than I've finished, and every tool keeps a person in the loop — I check the work before anything leaves my desk. None of it replaces judgement; it just clears the desk so there's more room for it.

What I do

Three ways I help, all pointed at the same result: less time on routine work, more on advice that businesses actually pay for.

For the books

Tools that do the work

Bookkeeping, VAT and MTD, billing, practice management and advisory work — built plain, affordable and quick, so the repetitive work looks after itself and the numbers come out clean and tax-ready.

For your firm

AI adoption, done safely

I show you where AI genuinely saves hours in a practice — keying in figures, categorisation, first-draft reporting — and set it up with human checks that keep you compliant. No hype, no black boxes.

For a workflow

Bespoke builds

A tool for one specific job — rental accounts, CIS, car-dealer bookkeeping — specified with you in plain English, built fast, then handed over working and documented.

Building now — an advisory platform for accountants

The idea is simple. Drop in the paperwork, workings and financial statements. The platform reads them, runs the analysis a good accountant would run, and hands back a full advisory pack — including the letter — drafted and ready for you to review.

It turns a job that takes a careful half-day into a first draft in minutes, so the time you keep is spent on judgement and the conversation itself, not on assembling the analysis.

1 · Drop in the records 2 · It reads and analyses 3 · You review and sign off

Drafted, never sent. A human reviews and signs off before anything goes out — the same rule across everything I build.

The advisory packDrafted for review
Variance analysisFigures
Ratio analysisFigures
Flow-diagram viewVisual
Tree-diagram viewVisual
What went wellNotes
What to watchNotes
Pros and consNotes
Red flagsFlags
Advisory letterDraft

Build log

A family of tools built for the practice, most already live — with more in progress. The accounting tools are in use and testing inside Finnacc, our proving ground, and built to be simpler and more affordable than the incumbents.

PracsFlow
Practice management — contacts and companies feeding work boards for self assessment, MTD, VAT, CIS, confirmation statements, accounts and corporation tax, with Companies House lookup built in. Installs and works on phone and tablet.
Live
Accyfi
Finishes a bookkeeping workbook into journals, a final trial balance, P&L, balance sheet and management accounts.
Live
MTD Works
Turns bank-statement PDFs into VAT and MTD ITSA figures, with gap detection and running-balance checks across merged statements.
Live
eCashbook
A simple cash book that keeps the books clean and ready for VAT and tax.
Live
BillNext
Fast, clutter-free billing.
Live
Ledger
Trial balance, profit and loss, balance sheet, general ledger and VAT return from entered figures.
Live
Graspo
An AI study companion, first built for ACCA revision, with type, photo or voice capture.
Live
cisinvo
CIS for construction businesses — subcontractor deductions and CIS suffered by tax month, with summaries and exports, plus quotes and invoices raised on a phone and sent by WhatsApp or email.
In progress
Reviewly
Analytical review — turns a set of accounts into a plain-English read on what's strong, what to watch and what to ask.
In progress
AVA
An in-house assistant for accountants. Drafts VAT, MTD quarterly, sole-trader, landlord and limited-company workings from the paperwork, chases what's missing, flags MTD deadlines a fortnight ahead, and sends a morning brief and evening report. Drafts only — a human always signs off.
In progress

Also building: an invoice-capture app, a simple timesheet app, a personal organiser, a personal finance app, a family fund tracker, a reading and success library, and a kids' market-stall game — plus PropAccounts, WorkChat, a rental-accounts tool and a used-car-dealer bookkeeping module. Also writing: a plain-English guide to using AI in an accounting practice.

Work now produced end to end

Beyond the products, the practice now turns raw paperwork into finished workings across these jobs — each drafted in full, then checked by a person before it goes anywhere.

VAT returnsQuarterly workings with a profit and loss alongside.
MTD quarterly updatesWith a running year-to-date view and an estimated tax figure.
Sole-trader and landlord accountsYear-end on the cash basis, with a tax estimate.
Limited-company workingsJournals, ledgers, trial balance, profit and loss and balance sheet.
Self-assessment computationsRental, pensions, interest and dividends through the full band calculation.
Payroll input schedulesHours priced at holiday-inclusive rates, checked against minimum wage.
Sector accountsConvenience stores and newsagents first; dentists and solicitors next.
Advisory lettersWhat went well, what to watch and the red flags, ready to review.

The practice runs on automations

A lot of the day-to-day admin runs on scheduled automations I built, connected to the practice's own email, files and calendar. They run on their own and leave me a draft to check, rather than a task to start.

Morning briefing
The day's priorities, pulled together and waiting first thing.
Daily
Work-done digest
A running, numbered log of every job completed, refreshed every couple of hours.
2-hourly
Evening report
A short wrap of what moved today and what's still outstanding.
Daily
Email intake
Overnight, incoming records are gathered from the inbox, sorted into the right job — VAT, MTD or year-end — and drafted through to a working pack, ready to review.
Nightly
Inbox declutter
The noise cleared and the important surfaced, so the inbox stays workable.
Daily
Post log & AI news
A running log and a short digest, so I stay current without the scrolling.
Daily
VAT folder builder
Detects the correct VAT stagger and creates the next-quarter folders and MTD summary template in Google Drive, without duplicating work.
On demand

Connectors link these to Gmail, Google Drive and Google Calendar, so the tools work on live records instead of copy-paste — always with a human check before anything goes out.

How I build

Fair pricingPriced against the market, not above it.
Plain EnglishOutputs a non-financial director can read.
Human gateAI drafts; a person reviews before anything is filed or sent.
Simple by defaultUseful, not over-featured.
Security firstBuilt to a written information-security policy, aligned with UK GDPR.

About

I'm Vinit Jhala, an FCCA-qualified accountant with nearly 20 years in UK practice. I run Finnacc, established in 2006, with offices in Edgware, Milton Keynes and Hoddesdon.

I build the software our practice runs on, then make it available to others. Deep tax knowledge — MTD ITSA, CIS, VAT, self assessment, corporation tax, FRS 102/105 — on one side, and AI that turns it into working tools on the other. The aim is a modern practice that runs leaner, and tools other firms can use to do the same.

The software is built through Techrubix, our technology company, which I run with a co-founder. It's the vehicle for turning tools proven inside the practice into products other firms can use.

Let's talk

Whether you're a firm curious about AI, or a business owner who wants the numbers made simple — start with an email or a call.

vinit@finnacc.com
+44 7791 88 48 43
Finnacc · Edgware · Milton Keynes · Hoddesdon